Tuesday, September 29, 2026

Ran the Numbers on This — They Surprised Me

September 29, 2026 | Read online

Ran the Numbers on This — They Surprised Me

It's not the number you'd expect.

Hi—Kwame here

I teach finance, so when something gets pitched to me as "worth it," I don't take that on faith. I run the math. That's exactly what I did before I agreed to partner with MobileHelp — and the math is the reason I'm sharing this with you today.

Here’s the Comparison Nobody Puts in Front of You

A single fall requiring a hospital visit costs an average of several thousand dollars out of pocket even with Medicare — and that's before you count rehab, home health aides, or the fact that many older adults never fully return to independent living after a serious fall. The CDC tracks this closely: falls are the leading cause of injury and injury-related death for adults 65+, and the numbers have only gotten worse — the fall death rate is up 21% since 2018.

Now put that next to this: a MobileHelp in-home system starts at $25.95 a month — that's about $1 a day. No landline needed. No long-term contract.

That's not a close call. That's the kind of asymmetric bet I'd tell any of my finance students to take — small, known, recurring cost vs. a rare but catastrophic one.

What You’re Actually Paying For

A button you wear — necklace, wristband, or clip
A trained, U.S.-based operator who answers in as little as 10 seconds and already knows your name, address, and who to call
If you can't speak when you press it, they send help anyway — no exceptions
An on-the-go version with GPS for when you're out running errands, not just sitting at home

Here's the full picture, because I'd want to know this before spending anything: it's a subscription, automatic fall detection is a paid add-on, and none of this works unless you actually wear the device. The math only holds if you use the product.

The Offer That Makes the Math Even Better

Right now, Benefits Insider readers get:

✅ A free month of service
✅ A free lock box so responders can get in fast
✅ Free ground shipping
✅ Protection for as low as $1/day

Getting a quote is free and takes about two minutes — no commitment required just to see the numbers for your situation.

Get Your FREE Quote →

or Call 800-806-2035 — mention Benefits Insider for the current offer

I don't put my name behind partnerships lightly. This one passed the math test — I think it'll pass yours too.

—Kwame

^{Benefits Insider has partnered with MobileHelp because we believe in the product — this is a sponsored partnership. Offer valid with annual plan purchase; new customers only. Automatic fall detection is a paid add-on and does not detect 100% of falls.}

_{*View our Advertising Disclosure}

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Polo makes landfall. No threat to Mexico cat bond

Hurricane Polo made landfall on the west coast of Baja California Sur, Mexico with sustained winds of 110 mph and a minimum central pressure of 965mb, at which level there is no threat to the parametric trigger of the Mexican governments cat bond ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

Polo makes landfall. No threat to Mexico cat bond

Register today for our Artemis ILS NYC 2027 conference

Hurricane Polo makes landfall in Baja California Sur, Mexico. No threat to IBRD cat bond

Hurricane Polo has now made landfall on the west coast of Baja California Sur, Mexico with sustained winds of 110 mph and a minimum central pressure of 965mb, at which level there is no threat to the parametric trigger of the Mexican governments $175 million IBRD CAR Mexico 2024 (Pacific) catastrophe bond.

While the cat bond has not been triggered it has acted as designed in this case, being structured to respond to much more intense storms. Mexico also has a parametric catastrophe insurance arrangement that provides around US $575 million of protection for 2026 into 2027. At this stage it's not clear if that insurance layer of protection could be activated.

Read the full story.

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Monday, September 28, 2026

PCI SSC Releases Version 2.0 of the Secure Software Lifecycle Standard

By Alicia Malone, 28 Sep, 2026

The PCI Security Standards Council (PCI SSC) has published the first major revision to the PCI Secure Software Lifecycle (Secure SLC) Standard and its supporting Program documents. The PCI Secure SLC Standard is one of two standards that are part of the PCI Software Security Framework (SSF). It provides security requirements and assessment procedures for software vendors to integrate into their software development lifecycles and to validate that secure lifecycle management practices are in place.

Hi there,

We're live this week! Here are the details so you don't have to go dig for them:

📅 AI vs. Alert Fatigue: How to Prioritize Real Threats and Accelerate Response
🕐 Sept 29, 1:00 PM PDT | Sept 30, 10:00 AM AEST

Peter Brittliff and I will walk through our latest research on where security teams actually lose time on alerts, and the short list of changes that shrink time-to-decision without adding headcount. Come with questions; we'll leave room for them!

If something's come up and you can't make it live, register anyway and we'll send the recording straight to your inbox.

Confirm my Spot →

See you this week!

Greg Pollock
Director of Research and Insights

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Tuesday, September 29, 2026