Free 90-day security debt plan. Stop triaging. Start demolishing.

A 90-day operational plan to cut your highest-risk exposure — built on data, not good intentions.

Stop Managing Debt. Start Demolishing It.   The Prioritize-Protect-Prove framework gives your team a 90-day path to measurable progress.   DOWNLOAD THE FULL GUIDE     You’ve seen the data from Veracode’s 2026 SoSS report and the 2026 Verizon DBIR. Software vulnerability exploitation is the #1 breach vector. 82% of organizations are carrying unresolved vulnerabilities. Fix capacity isn’t moving. Here’s what to do about it. Our new Security Debt Demolition Guide is a field manual, not a data report. The organizations that come out ahead won’t be the ones that find the most issues. They’ll be the ones that can prove every release is trustworthy. Three phases. 90 days. Here’s how it works: PHASE 1: PRIORITIZE (Days 1-30) Map every application and assign a risk tier based on exposure and data sensitivity Implement an Emergency Triage Protocol: any flaw that is both high exploitability AND high severity gets immediate escalation, bypassing the normal queue entirely Set organizational fix-half-life target: under 90 days for critical vulnerabilities or 30 days for some regulated industries PHASE 2: PROTECT (Days 31-60) Integrate security tooling directly in the IDE so developers catch flags at the point of code creation Set “fix before close” policies on high-risk findings. Configure CI/CD gates that block those findings from reaching production Install package manager firewalls to stop vulnerable dependencies at ingestion PHASE 3: PROVE (Days 61-90) Establish security debt as a board level KPI and then tie security outcomes to engineering team OKRs and performance reviews Build "safe to ship" evidence generation process for releases Baseline current posture against 2026 SoSS benchmarks and schedule quarterly benchmarked progress reviews Prioritize, Protect, Prove. That’s the difference between organizations that manage security debt forever and the ones that actually get out from under it. We call this outcome Software Trust: the ability to answer whether your software is free of high-risk debt, built on secure components, meeting compliance requirements, and getting better over time. To achieve software trust, download the guide now. Looking for more information on the data from both reports? Watch our webinar now on demand.     DOWNLOAD THE FULL GUIDE       36 Queen Street London, EC4R 1BN United Kingdom     emea@veracode.com      +44 (0)20 3761 5501 © 2026 Veracode Inc. All rights reserved. Unsubscribe  |  Manage preference

The Daily 3: 2027 Medicare annual enrollment October 15-December 7 brings major Part D premium hikes—mark your calendar, stable Medicare Advantage payments; COLA announced in October; and more

Catch up in minutes with your daily briefing on the Social Security, Medicare & Retirement news that affects you most.  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

August 25, 2026   |   Read online Tuesday briefing: 2027 Medicare enrollment October 15-December 7 brings Part D premium hikes; 2027 COLA announcement scheduled October 2026; 23 states show SNAP soda ban results; and more Catch up in minutes with your daily briefing on the Social Security, Medicare & Retirement news that affects you most. What to Know for Tuesday, August 25th, 2026: 1: 2027 Social Security COLA announcement scheduled October 2026 — beneficiaries will learn raise amount 76 days before January 1 implementation (Image Credit: Getty Images) Social Security Administration will announce 2027 cost-of-living adjustment in mid-October 2026 (typically October 10-15 window after BLS releases September CPI-W data): Projected 3.5-3.6% COLA (down from prior estimates of 3.8-3.9%) based on inflation trends through August — exact date depends on Bureau of Labor Statistics releasing September inflation report — official announcement expected simultaneously with or within days of COLA determination. Beneficiaries receiving COLA notices online and by mail in November 2026 showing exact January 2027 benefit amounts: my Social Security account holders can access personalized COLA notices 3+ weeks earlier (late October) than those receiving paper mail — average 2026 benefit $2,086 monthly; 3.5% increase would raise to approximately $2,159 — SSI recipients receiving notices showing December 31, 2026 payment timing due to January 1 weekend payment rules. Medicare Part B premium announcement November 2026 determines actual raise beneficiaries retain: Part B premiums deducted directly from Social Security checks; 2027 premium projected 3.25% increase (lower than COLA percentage for first time since 2023) — beneficiaries can calculate net gain once both figures announced — allows time to review plans during October 15-December 7 Medicare annual enrollment period before new benefit amounts take effect January 1, 2027. ➜ Read the full article from Yahoo Finance here. 2: 23 states banning SNAP soda purchases show modest early results — 13% drop in sugary drink sales, but long-term sustainability uncertain (Image Credit: Getty Images) Trump administration approved 23 states to restrict food stamps from purchasing soda/sugary drinks since 2025 — 8 states have bans in effect, 5 blocked by court rulings, 10 implementing: National Bureau of Economic Research study analyzed 6,000 SNAP recipients' shopping history finding approximately 13% reduction in soda purchases among users in restricting states vs. states without bans during initial rollout — water purchases unaffected over same period — early data shows policy working as intended to steer SNAP spending toward healthier beverages. Long-term sustainability of behavior change remains uncertain — economist questioning whether results hold after one-year horizon: Study author notes critical question: "Will it be sustained over course of year? Two years? Or will traditional economic theory win out, and people figure out ways to manage all their resources in such a way that they can purchase whatever it was they wanted?" — soda restrictions may face workarounds as beneficiaries adjust purchasing patterns or find alternative ways to access preferred drinks. Private data from Fetch rewards app confirms modest soda decline among SNAP households — 12% drop in first three months 2026 vs. prior year: Fetch app users upload grocery receipts for coupons; data tracks SNAP spending patterns — water, coffee, juice purchases unchanged — suggests soda restrictions achieving measurable behavioral shift but not dramatic lifestyle change — represents first real-world impact data on state-level SNAP restrictions gaining traction. ➜ Read the full article from the New York Times here. 3: 2027 Medicare annual enrollment brings major Part D premium hikes, stable Medicare Advantage payments — open enrollment October 15-December 7 (Image Credit: Getty Images) Ending of Part D premium stabilization subsidy in 2027 expected to cause substantial prescription drug premium increases for 25 million beneficiaries — many seeing $11-$20 monthly hikes: Average Part D monthly premium was $36 in 2026; subsidy elimination removing federal cost control ending Trump administration decision — insurers will set premiums based on actual costs without government stabilization support — $2,100 annual out-of-pocket cap continues but higher premiums offset savings gains beneficiaries expected from drug negotiation provisions. Medicare Advantage plans receiving 2.48% payment increase for 2027 after CMS initially projected flat funding — $13 billion more in total funding stabilizes market: CMS initially shocked insurers projecting "essentially unchanged" payments; stock market wiped out ~$100 billion in insurer values before revised data showed 2.48% increase — insurers in better financial position than 2025-2026; fewer plan exits/benefit cuts expected compared to recent years — beneficiaries should anticipate fewer disruptions but still must review notices. All Medicare beneficiaries receiving Annual Notice of Change (ANOC) by end of September detailing 2027 plan changes — enrollment window Oct 15-Dec 7 for Jan 1, 2027 coverage start: Read ANOC carefully; changes expected to be material — premiums, deductibles, copayments, covered drug lists, provider networks all subject to change — Medicare Advantage members get second chance: Jan 1-Mar 31 Open Enrollment Period to switch or return to Original Medicare if 2027 plan disappoints. ➜ Read the full article from Marketwatch here.   Free Medicare Help with Chapter 90% of American seniors are on the wrong Medicare plan. Thankfully, Chapter is here to help! They can help you switch to the right plan and save $$$. Chapter saves the average senior $1,100 per year! Plus, it is 100% risk-free! Give them a call to find out how much you could save: 539-205-2147. askchapter.org/insider Here’s What You Missed on YouTube: Check out our new YouTube videos for Tuesday, August 25th. Big SNAP Changes coming September 30th, 2026 - Here's How to Be Ready! BREAKING: SNAP Changes coming September 30th, 2026 - Here's How to Be Ready! Visit our YouTube Channel This newsletter is for information only. Always confirm your options directly with Social Security, Medicare, Medicaid, or a qualified advisor before making big decisions about your benefits. *View our Advertising Disclosure   Update your email preferences or unsubscribe here © 2026 Benefits Insider 228 Park Ave S, #29976, New York, New York 10003, United States

Alternative capital, ILS growth forecast for 2027: Fitch

The rating agency expects capital to continue building in reinsurance and ILS, as returns remain attractive. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

Web version |  Update preferences |  Forward Alternative capital, ILS growth forecast for 2027: Fitch Alternative reinsurance capital and ILS market growth forecast for 2027: Fitch Fitch Ratings anticipates the growth of the alternative reinsurance capital and insurance-linked securities (ILS) market will continue in 2027, as risk-adjusted returns remain attractive to investors and sponsor demand for capacity remains high, despite the backdrop of reinsurance rate softening. Fitch noted that, “Strong supply from investors, including from alt IMs, will support this growth. Continued demand will also contribute, including from new sponsors entering the space and the expansion of non-peak perils such as wildfire, cyber and casualty risks.” Read the full story. Other articles: Artemis London 2026: One week to go, register now if you want to attend.   Hurricane Lala triggers Hawaii’s parametric coral reef insurance.   RGA evaluating next reinsurance sidecar, as Ruby Re to be fully-deployed this year. Please share this with colleagues and friends if you think they would like to receive it. If you've been forwarded this but want to subscribe, visit Artemis.   You may be receiving this because you recently attended an industry event we partnered with, giving us permission to email you. If you don't want to receive our weekly ILS, catastrophe bond and reinsurance capital newsletter please Unsubscribe  or Edit your subscription here . © Steve Evans Ltd. - Artemis.bm