Yes, it's a thing now.

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	Forwarded this email? Subscribe here for more Gum for focus? Yes, it's a thing now. Matthew Fried Jan 10   READ IN APP   Chewing gum to improve mental focus? Believe it or not, but it’s a trend. I have a lot of respect for the businesses riding the wave, they’re smart. However I am very concerned for people, in particular there are a lot of young people, who are obese and sedentary, and thus low on energy and focus, who chew this gum to improve their focus without focusing on the problems that really matter. You know, the problems that will eventually make them very sick. Chewing some gum is easier than eating well and exercising every day - for now. But it won't be for very long. Sooner than you think, no amount of gum can make up for your mental and physical decline. If you are out of shape, that's a BOULDER problem. Being able to stay a little more focused for 20 extra minutes is a PEBBLE problem. Solve your BIG problems before chewing some gum. ⚡️ Coach Matt Men’s Group • LinkedIn • Instagram • X   Like Comment Restack   © 2026 Matthew Fried 548 Market Street PMB 72296, San Francisco, CA 94104 Unsubscribe

Essential insights for seniors on Social Security—understand the trends, risks, and what you can do to protect your income. Essential insights for those on Social Security and food stamps—how much...  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

January 09, 2026   |   Read Online Is Your Medicare Plan Really Working for You in 2026? What You Need to Know! Rising costs and confusing options are hitting seniors hard this year. Here's how to protect your Social Security check and get help understanding your Medicare coverage. Why Medicare Feels So Confusing Right Now Medicare has become more complicated and expensive at the same time, especially for seniors living on Social Security benefits. Premiums and out-of-pocket costs are rising faster than many household budgets, and some plans are quietly changing which doctors, hospitals, and prescriptions they cover. Even when you try to do everything "right," it's still easy to end up on a plan that doesn't fit your real needs.​ For many readers, every dollar counts—and the wrong Medicare decision can mean less money for groceries, utilities, and medications each month. Hidden Problems With Many Medicare Plans Here are a few issues seniors are running into this year: Some plans that looked good on paper are dropping doctors and hospitals people have used for years, leaving them unexpectedly out of network.​ Premiums and copays are climbing, which means more is being taken out of Social Security checks and less is left for daily living expenses.​ The government's own provider directory has had errors in the past, so some people signed up for plans thinking their doctors were covered—only to find out later they weren't.​ You can do hours of research on your own and still feel confused, overwhelmed, or unsure if your plan is really the best fit. How Chapter Helps Seniors Make Sense of Medicare That's why we've partnered with Chapter, a national Medicare advisor that focuses on helping older adults understand their options and find ways to save.​ Chapter compares every Medicare plan available in your area instead of pushing just one type of plan.​ On average, they've helped people save about $1,100 a year on healthcare costs by getting them on coverage that better fits their needs.​ Their guidance is free, and their advisors are trained to explain things clearly—without pressuring you to choose a plan that isn't right for you.​ Many seniors say they finally felt relieved after talking with a Chapter advisor because someone took the time to walk through their doctors, prescriptions, and budget in plain language. Check out some of the reviews from REAL members of our audience👇 When It Makes Sense to Get Help With Your Medicare You may want to talk to Chapter if: Your premiums or copays feel too high for your Social Security or SNAP budget.​ You're not sure your doctors and prescriptions will stay covered this year.​ You're turning 65 soon and need help getting Medicare coverage for the first time.​ You've used Medicare.gov or other tools but still feel uncertain about your choices.​ Remember: people on Medigap can typically change plans during the year, and there are special situations (like moving or changes in other coverage) that can open up new enrollment options. Simple Next Step: Call Chapter for Free Help If you're on Medicare now—or will be soon—and want to be sure you're not overpaying or missing important benefits, consider calling our partner, Chapter at 539-205-2147.​ They can help you understand your Medicare enrollment options.​ They'll look for ways to save you money on healthcare costs.​ They can review your situation in as little as 20 minutes, at no cost to you.​ You've worked hard and paid into Social Security your whole life. Getting clear, unbiased help with Medicare is one of the best ways to protect that monthly check and stretch every dollar. Call Chapter TODAY: 539-205-2147 This newsletter is for information only. Always confirm your options with a licensed professional before making Medicare or insurance decisions. Introducing Senior First Magazine–Our Premier Issue is Here! 🎉 We're thrilled to announce the launch of Senior First Magazine, created especially for our community of active seniors who want to make the most of their retirement years. Our debut January/February 2026 issue is packed with timely, practical information you can use right now: ✅ Best Places to Live in 2026 – Explore top retirement destinations across the country ✅ Making Sense of the 2026 COLA Adjustment – Clear explanations of how it impacts you ✅ Everything About Rising Medicare Expenses – Stay ahead of healthcare cost changes ✅ Living on Social Security in 2026 – Maximize your monthly benefits ✅ 13 Ways to Save on Your Groceries – Put money back in your pocket every month ✅ Best Tech Gadget Savings for January – Senior-friendly technology deals Why Your Support Matters: Creating quality content that truly serves the senior community takes dedication and resources. When you purchase Senior First Magazine for just $2.99, you're not just getting valuable information – you're helping us continue our mission to empower seniors to achieve a retirement well-lived. Your support allows us to keep researching, writing, and delivering the content you need to thrive in your retirement years. Get your digital copy TODAY & you'll receive instant access on any device – read on your tablet, phone, or computer! Thank you for being part of our community and for supporting independent content created with seniors in mind. https://benefits-insider-shop.fourthwall.com/products/senior-first-magazine-january-february-2026-digital Click Here to get your Digital Copy for just $2.99! What's Trending on YouTube Check out our latest YouTube videos and catch up on what you may have missed! BREAKING: Your Social Security Check Could Increase $350 in 2026 - Get the Latest Details! BREAKING: Your Social Security Check Could Increase $350 in 2026 IRS Enforcement on Seniors Just Got MORE Aggressive - Here's What You Need to Know! BREAKING: IRS Enforcement on Senior Income Just Got More Aggressive Visit our YouTube Channel Ready to Take Control of Your Retirement?  Join the Senior First Community TODAY! If you're serious about making the most of your retirement years, we've built something special just for you. Senior First is a modern community designed for adults 60+ who refuse to leave money, benefits, or opportunities on the table. This isn't just another newsletter—it's your complete retirement command center. Here's What You Get as a Member: 📺 Senior First Daily Briefing – Start each weekday with timely insights and perspective delivered via video. 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Every day, we're here to help you stay informed, save money, and make confident decisions about your future. Click Here to Join Senior First & Start Your Confident Retirement Today!   Free Medicare Help with Chapter 90% of American seniors are on the wrong Medicare plan. Thankfully, Chapter is here to help! They can help you switch to the right plan and save $$$. Chapter saves the average senior $1,100 per year! Plus, it is 100% risk-free! Give them a call to find out how much you could save: 539-205-2147. askchapter.org/insider *View our Advertising Disclosure   Update your email preferences or unsubscribe here © 2026 Benefits Insider 228 Park Ave S, #29976, New York, New York 10003, United States Terms of Service