The Daily 3: Medicare Advantage enrollment surging 55% as Trump administration favors private plans—16% premium drop 2027, but 10% face forced disenrollment and coverage restrictions tighten

Catch up in minutes with your daily briefing on the Social Security, Medicare & Retirement news that affects you most.  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

October 07, 2026   |   Read online Wednesday Briefing: $90 Medicare payment reaching 20.8M seniors this week; 40M Part B enrollees excluded; Medicare Advantage enrollment surging 55%; DoorDash SNAP delivery expanding; and more Catch up in minutes with your daily briefing on the Social Security, Medicare & Retirement news that affects you most. What to Know for Wednesday, October 7th, 2026: 1: $90 Medicare payment reaching 20.8M seniors this week — but 40M Part B enrollees excluded, payments don't offset 2027 premium hikes (Image Credit: Getty Images) Direct deposits arriving October 8, paper checks later October from Medicare Improvement Fund ($2 billion Congressional account established 2008, never before used for patient rebates): Seniors enrolled in traditional Medicare Part B without income-related premiums (IRMAA) receiving one-time $90 to offset October premium — about one-third of Medicare Part B's 62.9 million enrollees qualify — receiving deposit notification via Social Security mailbox or pending status updates on Oct 15 by calling SSA 1-800-772-1213. 40 million Part B enrollees completely ineligible: Medicare Advantage enrollees (22+ million), beneficiaries paying income-related premiums (high earners), those receiving Medicaid premium assistance, non-U.S. residents: KFF's Juliette Cubanski explains higher-income IRMAA payers "may be better able to absorb higher costs" justifying exclusion — Medicare Advantage enrollees fall under different coverage structure — "traditional Medicare" vs. "Medicare Advantage" distinction leaving majority of beneficiaries outside payment eligibility. One-time $90 payment completely dwarfed by actual premium increases: Part B premiums rose $200+ annually in 2026 alone, projected to increase another $80 in 2027: Medicare trustees report accelerating premium trajectory outpacing $90 rebate five-fold in annual impact — paper check recipients risk missing payment amid open enrollment season mail volume — administration claims helping seniors afford healthcare while underlying cost structure escalates faster than any one-time relief can address. ➜ Read the full article from CBS News here. 2: DoorDash SNAP/EBT delivery expanding nationwide — 4.5M users added cards, 99% of SNAP households now have grocery access despite food desert barriers (Image Credit: Getty Images) DoorDash SNAP/EBT grocery delivery growing dramatically: 4.5 million consumers added SNAP/EBT cards to app (up from 3M year ago), nearly 75,000 stores accepting SNAP (up from 50K in June 2025) — 99% of U.S. SNAP households now have access to at least one participating store: Third annual DoorDash report finds SNAP/EBT delivery users twice as likely to live in food deserts compared to non-SNAP consumers — 1 in 3 report living with disability or chronic illness — caregiving responsibilities (46%) and transportation barriers (43%) top reasons for using delivery service instead of shopping in person. Delivery overcomes real barriers expanding access and health outcomes: 98% of SNAP households in food deserts maintain grocery access through DoorDash despite living outside traditional store reach — 83% report delivery makes food budgets easier to manage, 81% say it ensures groceries last full month — 70% experienced positive eating habit changes (more home cooking, fruits/vegetables), with 90% reporting household health improvements: Time savings significant especially for working adults (95%), parents (95%), and younger consumers (96%) who redirect freed-up time toward family/rest — 85% of SNAP DoorDash customers were entirely new to participating stores suggesting delivery unlocking previously underserved markets. Seven new grocery partners joining DoorDash SNAP network: Albertsons Market, Amigos, Boyer's Food Markets, Food Smart, Hays Supermarkets, Market Street, United Supermarkets expanding regional coverage — merchants benefit with 61% of consumers saying they'd switch to online big-box retailers rather than shop in person without SNAP delivery option: Growth strategy keeps price-sensitive SNAP customers local while expanding merchant customer base — timing aligns with SNAP enrollment chaos/program cuts making delivery access increasingly important for food-insecure households already losing eligibility. ➜ Read the full article from DoorDash here. 3: Medicare Advantage enrollment surging 55% as Trump administration favors private plans — 16% premium drop 2027, but 10% face forced disenrollment, coverage restrictions tighten (Image Credit: Getty Images) Trump administration actively growing Medicare Advantage market over traditional Medicare through generous payment increases and exploring auto-enrollment: CMS Administrator Mehmet Oz touted 16% premium decline 2027, finalized 2.5% MA payment increase (vs. 0.1% initially proposed), and 5.1% increase for 2026 surpassing Biden proposal of 2.2%: Project 2025 conservative blueprint explicitly promotes Medicare Advantage expansion as preferred model — Oz previously declared preference for "Medicare Advantage for All" system suggesting MA model could inform broader healthcare reform beyond senior population — premium reductions coupled with supplemental benefits (vision, dental) likely accelerating enrollment growth beyond current 55% penetration. Quality oversight weakening while forced disenrollments triple: CMS eliminated 11 quality and care metrics from star ratings system (call center performance, appeals, complaints handling) potentially generating $19B+ in insurer bonuses over 10 years — Johns Hopkins analysis finds 10% of MA enrollees (2.9M seniors) forced to find new coverage 2026 as insurers exit markets: Disenrollment rates exploded from 1% (2018-2024) to 7% (2025) to 10% (2026) — Vermont catastrophic with 92% of enrollees displaced — seniors already choosing MA facing narrow networks, prior authorization barriers restricting specialist access for complex/serious conditions. Critics highlight corporate "heist" extracting billions in taxpayer overpayments while restricting patient care: Former health insurance executive Wendell Potter warns MA insurers overcharge federal government through upcoding (billing more severe diagnoses than actually provided) — CMS claims commitment to audits but penalties historically minor — MA patients with serious/complex conditions experience fewer barriers in traditional Medicare — low MA premiums attractive short-term but high out-of-pocket maximums ($9,250+ potential) and coverage denials costly during acute illness. ➜ Read the full article from Forbes here.   Free Medicare Help with Chapter 90% of American seniors are on the wrong Medicare plan. Thankfully, Chapter is here to help! They can help you switch to the right plan and save $$$. Chapter saves the average senior $1,100 per year! Plus, it is 100% risk-free! Give them a call to find out how much you could save: 539-205-2147. askchapter.org/insider Here’s What You Missed on YouTube: Check out our new YouTube videos for Wednesday, October 7th. Your Part B Premium Could Be $689.90: Why Some Seniors Will Pay TRIPLE The Cost (And How to Fix It) Your Part B Premium Could Be $689.90: Why Some Seniors Will Pay TRIPLE The Cost (And How to Fix It) Visit our YouTube Channel This newsletter is for information only. Always confirm your options directly with Social Security, Medicare, Medicaid, or a qualified advisor before making big decisions about your benefits. *View our Advertising Disclosure   Update your email preferences or unsubscribe here © 2026 Benefits Insider 228 Park Ave S, #29976, New York, New York 10003, United States

A program, not a product. Veracode delivers all seven.

Most AST vendors cover two or three components. Veracode covers all seven.

Report   Seven Components. One Program.   Why Veracode stands at the top of the pyramid   Read the Full Report     A real AST program means flaws get assigned, owned, remediated, certified, or accepted and recertified. That is a business process, not a scanner you deploy and forget. THE PYRAMID for Application Security Testing defines seven components every AST program needs: SAST, DAST, SCA, reporting and trending, secure code training, remediation assistance, and pentesting services. Most vendors cover two or three. Veracode delivers all seven. That completeness is why FOURCASTERS and Lionfish Tech Advisors named Veracode a "Difference Maker" at the top of the 2026 vendor pyramid, positioned above Black Duck, OpenText, HCL Software, and GitLab. If your current vendor cannot pass all seven, you have a tool, not a program.     Read the Full Report       36 Queen Street London, EC4R 1BN United Kingdom     emea@veracode.com      +44 (0)20 3761 5501 © 2026 Veracode Inc. All rights reserved. Unsubscribe  |  Manage preference

Storm Isaias forecast to reach Gulf coast as hurricane

The NHC forecast suggests a Category 2 hurricane landfall on the north central Gulf Coast is possible ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

Web version |  Update preferences |  Forward Storm Isaias forecast to reach Gulf coast as hurricane Tropical Storm Isaias forecast to reach Gulf coast as hurricane Tropical storm Isaias formed this morning and it is now forecast to intensify into a hurricane, the first of the Atlantic season, and head towards a landfall on the Gulf Coast, potentially at Category 2 wind speeds. The latest forecast advisory data now shows hurricane Isaias reaching wind speeds of around 90-95 knots, which would still be Category 2 although a little stronger than the previous forecast with potential sustained winds of close to 110 mph at its currently forecast peak. Some weakening is forecast prior to landfall, but meaningful uncertainty remains. Read the full story. Other articles: Cat bond risk spreads fall 9.5% in September, but rising risk free rate helps to offset: Plenum.   TWIA forecasts $2.05bn reinsurance / cat bond need for 2027, proposes 18% budget reduction.   RVS roundtable: ILS investor appetite and sentiment is sound and strong. Please share this with colleagues and friends if you think they would like to receive it. If you've been forwarded this but want to subscribe, visit Artemis.   You may be receiving this because you recently attended an industry event we partnered with, giving us permission to email you. If you don't want to receive our weekly ILS, catastrophe bond and reinsurance capital newsletter please Unsubscribe  or Edit your subscription here . © Steve Evans Ltd. - Artemis.bm