Bring PCI SSC Training to Your Organization with the New Training Venue Host Program

Bring PCI SSC Training to Your Organization with the New Training Venue Host Program By Alicia Malone, 30 Jun, 2026 The PCI Security Standards Council (PCI SSC) has launched its Training Venue Host Program, creating a new way for organizations with suitable training facilities to support payment security education while bringing industry training directly to their teams. Read more » PCI Security Standards Council, LLC   401 Edgewater Place  Suite 600  Wakefield  MA   01880    You received this email because you are subscribed to PCI Perspectives Subscription from PCI Security Standards Council, LLC. Update your email preferences to choose the types of emails you receive.  Unsubscribe from all future emails

Only 42.2% have implemented secure coding. Are you one of them?

Most organizations know AppSec is a weak spot. The data proves it and shows what's next.

The CyberEdge 2026 Cyberthreat Defense Report   Are you falling behind on secure coding?   Download the Report     Here's a stat that should stop you mid-scroll: according to CyberEdge’s 2026 Cyberthreat Defense Report, only 42.2% of organizations have fully implemented secure coding and code review practices. That means more than half the organizations surveyed are operating with a meaningful gap in one of the most fundamental application security capabilities. The data explains why: Security pros rated application development and testing among the lowest of all security functions Low implementation and low confidence reinforce each other — producing exactly the under-investment and reactive behavior that widens the gap further The good news: the industry is moving fast. 38.8% of organizations are planning AppSec tool acquisitions this year 90.4% expect security budgets to increase 75%+ are already using or implementing AI-powered security tools The question isn't whether your organization needs to close the gap. The data already answers that. The question is whether you're moving fast enough to stay ahead of the organizations that are. The 2026 CDR gives you the full picture: where the industry stands on AppSec implementation, what peers are investing in, and where AI and platform consolidation are taking the field. Download it now to see exactly where you stand.         2026 Cyberthreat Defense Report       Download the Report     Want to learn more about CyberEdge’s 2026 CDR? Watch our webinar on-demand.           36 Queen Street London, EC4R 1BN United Kingdom     emea@veracode.com      +44 (0)20 3761 5501 © 2026 Veracode Inc. All rights reserved. Unsubscribe  |  Manage preference

The Daily 3: Trump Accounts launching July 4—but won't solve women's retirement savings gap ($147K vs. $195K for men); Medicare end-of-life preferences; and more

Catch up in minutes with your daily briefing on the Social Security, Medicare & Retirement news that affects you most.  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

June 30, 2026   |   Read online Tuesday briefing: Trump Accounts launch July 4 but won't close women's $48K retirement savings gap; Social Security handles Medicare enrollment; end-of-life preferences proposal; and more Catch up in minutes with your daily briefing on the Social Security, Medicare & Retirement news that affects you most. What to Know for Tuesday, June 30th, 2026: 1: Social Security administers Medicare enrollment and premium collection — automatic for SS recipients, manual for working until 65 Getty Images SSA handles Medicare enrollment as program's gateway, established with Medicare in 1965: Those already collecting SS at least 4 months before turning 65 automatically enrolled in Parts A & B at 65th birthday — receive Welcome to Medicare package with card — can opt out of Part B without penalty if have workplace coverage with 20+ employees — those not yet receiving SS must apply themselves online (ssa.gov), phone (1-800-772-1213), or in person during 7-month initial enrollment period or face late penalties. SSA deducts Medicare Part B premiums from monthly Social Security payments — uses 2-year-old IRS income data for IRMAA surcharges: Nearly all beneficiaries have Part B ($202.90 in 2026) deducted from SS payments — high-income beneficiaries (over $109,000 individual/$218,000 married) pay gradually higher premiums based on tax return from 2 years prior — can request adjustment for "life-changing event" causing significant income drop — "hold harmless" provision prevents SS payment reduction when Part B premiums rise, except first-year beneficiaries or those paying directly. Medicare linked to Social Security Disability Insurance for those under 65 unable to work — coverage starts after 24 months (waived for ALS, end-stage renal disease): SSDI beneficiaries automatically qualify for Medicare as earned benefit requiring work history and medical proof condition lasts 1+ year — can extend Medicare coverage 7+ years after SSDI ends if still medically disabled but earning over $1,690/month cap (higher for blind: $2,830). ➜ Read the full article from AARP here. 2: Trump Accounts launching July 4 won't solve women's retirement savings gap ($147K vs. $195K for men) but may indirectly help (Image Credit: Getty Images) Women's 401(k) balances lag men's by $48K+ due to lower earnings (81 cents per $1) and caregiving time out of workforce: Vanguard 2026 report shows average women's balance $146,476 vs. men's $194,597 — three in five caregivers are women per AARP/National Alliance for Caregiving — Boston College researcher: "Trump Accounts provide early investing access but wouldn't solve problems driving gender gap in retirement balances." Trump Accounts (530A) launch July 4 with $5,000 annual contribution limit, $1,000 Treasury deposit for babies born 2025-2028: 6+ million children already enrolled — parents, guardians, grandparents contribute after-tax dollars; employers can contribute up to $2,500 — states, local governments, charities can add without counting toward cap — once child reaches 18, traditional IRA rules apply with 10% early withdrawal penalty (exceptions: education, $10K home purchase, $5K birth/adoption, $1K annual emergencies, medical, unemployment insurance premiums). Indirect benefit: children's assets reduce pressure on mothers to tap own retirement savings for family emergencies: New School economist: "when children have real assets of their own, families face less pressure solving crises from mother's paycheck, debt, future retirement" — but parental bias may persist: T. Rowe Price study found only 39% of parents with only girls saved for college vs. 50% with only boys; 8% covered girls' college vs. 17% for boys. ➜ Read the full article from CNBC here. 3: Medicare proposing hospitals report end-of-life care preferences starting 2028 — could affect reimbursements, but only 1/3 of adults have documented wishes (Image Credit: Axios) Trump administration proposal requires hospitals document advance directives in electronic health records by 2028, could impact Medicare payments by 2030: CMS proposing "do not resuscitate" orders, durable power of attorney, life-sustaining care requests be reported as quality metrics — hospitals choose from menu of options but must report set number or see payments cut — goal to "establish advance care planning as normalized, routine part of care regardless of health status and age" — Medicare has paid clinicians for these conversations since 2016 but only ~5% billed for them in 2021. End-of-life planning could save $10,000+ per patient in final year of life compared to those without documented preferences: Only about one-third of U.S. adults have documented end-of-life wishes — more conversations could reduce costly life-extending treatments patients don't want — LeadingAge LTSS Center research shows financial benefit to government from patient preference documentation. Hospitals resistant despite support from advocates — concerned about burden and vetting; 2024 study found discussions don't always change outcomes: American Hospital Association, Catholic Health Association cite concerns about "burdensome regulations" and time away from patient care — hospitals question whether measure thoroughly vetted — 2024 study of 12 million Medicare beneficiaries found increasing advance care planning discussions didn't necessarily change hospital treatment plans or patient outcomes — CMS expected to make final decision later summer. ➜ Read the full article from Axios here.   Free Medicare Help with Chapter 90% of American seniors are on the wrong Medicare plan. Thankfully, Chapter is here to help! They can help you switch to the right plan and save $$$. Chapter saves the average senior $1,100 per year! Plus, it is 100% risk-free! Give them a call to find out how much you could save: 539-205-2147. askchapter.org/insider Here’s What You Missed on YouTube: Check out our new YouTube videos for Tuesday, June 30th. Divorced? Social Security May Owe You Hundreds Each Month Divorced? Social Security May Owe You Hundreds Each Month Visit our YouTube Channel This newsletter is for information only. Always confirm your options directly with Social Security, Medicare, Medicaid, or a qualified advisor before making big decisions about your benefits. *View our Advertising Disclosure   Update your email preferences or unsubscribe here © 2026 Benefits Insider 228 Park Ave S, #29976, New York, New York 10003, United States Terms of Service