State Farm sets up Merna Re structure in Bermuda

Another structure using the Merna Re name has been registered in Bermuda, suggesting State Farm could be back for more cat bond coverage soon ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

Web version |  Update preferences |  Forward State Farm sets up Merna Re structure in Bermuda State Farm sets up another Merna Re structure in Bermuda, likely for future cat bonds We've learned that US primary insurance giant State Farm has registered a new company structure in Bermuda under the Merna Re naming convention that has applied to all of its catastrophe bonds, suggesting the insurer may be set to return to the capital markets for more reinsurance. State Farm has been sponsoring catastrophe bonds as a way to secure multi-year, fully-collateralized reinsurance backed by capital market investors since at least the year 2000. Merna Re Enterprise II Ltd. was established and registered in Bermuda last week, suggesting the insurer may be back to sponsor more cat bonds in the coming months. Read the full story. Other articles: Hannover Re's securitised reinsurance and ILS collateral volumes grew in 2025.   SI Re hires Schulz as ILS Analyst. CUO Salzmann now departed.   FloodSmart Re cat bonds extended further, NFIP's Helene loss remains above attachments. Please share this with colleagues and friends if you think they would like to receive it. If you've been forwarded this but want to subscribe, visit Artemis.   You may be receiving this because you recently attended an industry event we partnered with, giving us permission to email you. If you don't want to receive our weekly ILS, catastrophe bond and reinsurance capital newsletter please Unsubscribe  or Edit your subscription here . © Steve Evans Ltd. - Artemis.bm

The Daily 3: Farm Bill ignores food assistance crisis affecting millions of seniors; Congress demands DOGE breach answers; and more

Catch up in minutes with your daily briefing on the Social Security, Medicare & Retirement news that affects you most.  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

March 16, 2026   |   Read online Monday briefing: Congress demands answers on DOGE breach; Farm Bill ignores senior food crisis; Social Security loses 7,000 workers; and more Catch up in minutes with your daily briefing on the Social Security, Medicare & Retirement news that affects you most. What to Know for Monday, March 16, 2026: 1: Congress demands answers from Social Security Commissioner on DOGE data breach allegations (Image credit: Wikimedia Commons) Second whistleblower alleges major security breach: Following bombshell reporting that a former DOGE employee allegedly copied files containing Social Security data on all Americans (living or dead) onto a personal thumb drive to use as a private citizen, two ranking Democrats say Commissioner Bisignano "seemingly minimized our grave concerns" during a bipartisan meeting. Lawmakers fear "dangerous lack of oversight": U.S. Reps. Richard Neal and John Larson say the new whistleblower report "fuels our alarm that under your watch a dangerous lack of oversight may have led to a major security breach of Americans' most private Social Security data" — they repeatedly asked about DOGE members' access during the meeting but Bisignano's responses failed to inspire confidence. Deadline set for answers: Given the gravity of allegations and sensitivity of SSA data, the lawmakers gave Commissioner Bisignano until March 26, 2026 to detail what he knows about the situation, how SSA is investigating DOGE's actions and risk to the public, and what assurances he can provide about his leadership going forward. ➜ Read the full story from The Berkshire Edge here. 2: Proposed Farm Bill ignores unfolding food assistance crisis affecting millions of seniors (Image credit: KCBD) $187 billion SNAP cut already taking effect: Last July's Republican megabill enacted the deepest SNAP cut in history (roughly 20%), and 47.9 million people lived in food-insecure households last year — millions, including seniors, are seeing food assistance cut or terminated through harsh eligibility restrictions, additional paperwork, and red tape. States may be forced to end SNAP entirely: For the first time ever, states must pay a share of SNAP benefits starting in 2028 — states that can't raise taxes or cut other services may have to further slash SNAP or withdraw from the program altogether, terminating food assistance for all low-income people including children, seniors, people with disabilities, and veterans. Arizona showing alarming early declines: In Arizona, hundreds of thousands fewer people received SNAP in December than in July due to new paperwork requirements and staff cuts — one official called the state's challenges with delays and backlogs "a direct consequence" of the megabill, and people aren't dropping off because they don't need help, but because they're being cut off. ➜ Read the full story from the CBPP here.   Free Medicare Help with Chapter 90% of American seniors are on the wrong Medicare plan. Thankfully, Chapter is here to help! They can help you switch to the right plan and save $$$. Chapter saves the average senior $1,100 per year! Plus, it is 100% risk-free! Give them a call to find out how much you could save: 539-205-2147. askchapter.org/insider 3: Social Security ordered to restore telework for employees — agency lost 7,000 workers last year (Image credit: Newsweek) Arbitrator rules telework suspension violated contract: A third-party arbitrator ordered SSA to restore telework for employees represented by the American Federation of Government Employees to pre-March 2025 levels (about 2 days per week) — the arbitrator found SSA's indefinite suspension was a "clear and patent breach" of its collective bargaining agreement. SSA disagrees and will appeal: The agency "strongly disagrees" with the ruling and will appeal to the Federal Labor Relations Authority — SSA claims eliminating telework has "realized significant improvements in our performance, providing better, faster customer service" through in-person work. Staff losses threaten service quality: A recent GAO report found SSA's removal of telework puts the agency at risk of losing more staff, with some employees considering leaving for jobs with better flexibility — SSA lost at least 7,000 employees last year, and union officials say telework is "essential to preventing attrition at a time when SSA needs every employee it can hold onto." ➜ Read the full story from Federal News Network here. Here's What You Missed on YouTube: Check out our new YouTube videos for Monday, March 16th. Medicare Advantage Holders MUST DO THIS Before Open Enrollment ends on March 31st Medicare Advantage Holders MUST DO THIS Before Open Enrollment Ends on March 31st The Social Security Filing Mistake Married Couples Keep Making That Could Cost You $117,600 The Social Security Filing Mistake Married Couples Keep Making - That Could Cost You $117,600 Visit our YouTube Channel The Daily 3 Deal List—Week of March 16th This newsletter is for information only. Always confirm your options directly with Social Security, Medicare, Medicaid, or a qualified advisor before making big decisions about your benefits. *View our Advertising Disclosure   Update your email preferences or unsubscribe here © 2026 Benefits Insider 228 Park Ave S, #29976, New York, New York 10003, United States Terms of Service

If not, that could be why you're not losing weight.

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	Forwarded this email? Subscribe here for more Do you food shop with a plan? If not, that could be why you're not losing weight. Matthew Fried Mar 16   READ IN APP   When I'm in the supermarket I know EXACTLY what to buy to stay fit. How? Over the years I've developed a template. The template covers: (1) What my whole family likes to eat (2) What my whole family needs to stay healthy (3) The right quantities of (1) & (2) for the week (4) The combination that makes it EASY for me to cook all of the above. There is a bunch of intentional thought and PLANNING that goes into this ... ... because when you PLAN ahead you WIN. The other thing is, it becomes AUTOMATIC after a while. If your typical food shopping is ... - Random - Disorganized - Unplanned ... then I can share my entire food shopping SYSTEM with you, for FREE. Comment SHOP and it's yours. ⚡️ Coach Matt Men’s Group • LinkedIn • Instagram • X   Like Comment Restack   © 2026 Matthew Fried 548 Market Street PMB 72296, San Francisco, CA 94104 Unsubscribe