The AI Exchange: Innovators in Payment Security Featuring PCA Cyber Security

The AI Exchange: Innovators in Payment Security Featuring PCA Cyber Security By Alicia Malone, 14 Jul, 2026 Welcome to the PCI Security Standards Council’s blog series, The AI Exchange: Innovators in Payment Security. This special, ongoing feature of our PCI Perspectives blog offers a resource for payment security industry stakeholders to exchange information about how they are adopting and implementing artificial intelligence (AI) into their organizations.   Read more » PCI Security Standards Council, LLC   401 Edgewater Place  Suite 600  Wakefield  MA   01880    You received this email because you are subscribed to PCI Perspectives Subscription from PCI Security Standards Council, LLC. Update your email preferences to choose the types of emails you receive.  Unsubscribe from all future emails

82% of organizations are carrying security debt. Regulators are coming for them.

See why the 243-day fix half-life puts most organizations in direct collision with DORA, FedRAMP, and PCI DSS timelines.

82% of Organizations Carry Security Debt   The Veracode 2026 SoSS Report reveals a structural compliance emergency - here’s what to do now.   Download the Report     82% of organizations carry security debt. Critical security debt - high severity, high exploitability - jumped 20 percentage points in a single year. The median fix half-life is 243 days. FedRAMP’s window for critical vulnerabilities is 30. That gap isn’t a technical problem. It’s a governance crisis, and regulators are legislating against it with fines, operational restrictions, and personal executive liability. The 2026 Compliance State of Software Security maps these findings across 12 regulated verticals and gives you the Find, Fix, Govern framework before enforcement arrives.     Download the Report       36 Queen Street London, EC4R 1BN United Kingdom     emea@veracode.com      +44 (0)20 3761 5501 © 2026 Veracode Inc. All rights reserved. Unsubscribe  |  Manage preference

The Daily 3: Married retirees can claim up to 50% of spouse's benefit as spousal benefit—early claiming reduces by 35% at 62 vs. 25% for standard benefits

Catch up in minutes with your daily briefing on the Social Security, Medicare & Retirement news that affects you most.  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

July 14, 2026   |   Read online Tuesday briefing: Married retirees can claim 50% of spouse's benefit as spousal benefit; economist proposes gig economy tax for Social Security; fall-prevention equipment coverage; and more Catch up in minutes with your daily briefing on the Social Security, Medicare & Retirement news that affects you most. What to Know for Tuesday, July 14th, 2026: 1: Economist proposes taxing gig economy companies to shore up Social Security — could address "misclassification" draining trust fund since 2000s (Image Credit: Getty Images) Labor economist Kathryn Anne Edwards proposes taxing companies (Uber, DoorDash, TaskRabbit) using gig workers to generate Social Security revenue: Gig companies currently avoid employer-side Social Security taxes by classifying workers as independent contractors instead of employees — Edwards: taxing employers would neutralize financial incentive to misclassify, encouraging hiring actual employees instead — would also align with Labor Department/state regulations designed to protect workers through minimum wage, overtime, child labor protections. "Misclassification" problem ballooned since 2000s as self-employment tax hasn't changed since 1983: Workers hired as independent contractors instead of employees lose employer-side Social Security contributions (6.2%) — Treasury research shows most self-employment growth past 15+ years came through misclassified independent contractors, not genuine business startups — self-employed people lower taxable earnings through expenses to reduce tax burden, meaning Social Security doesn't receive real-time contributions. Self-employed misclassification reduces retirement benefits — Edwards: gig workers end up with lower Social Security payments than expected given earnings: Social Security popular because it's fair ("you work, you pay; you employ, you pay"), but large "employ but don't pay" category undermines program — proposal not silver bullet solving 2032 trust fund depletion but makes Social Security "fit for 21st century" by closing misclassification loophole that's drained revenue for decades. ➜ Read the full article from Marketplace here. 2: Married retirees can claim up to 50% of spouse's benefit as spousal benefit — early claiming reduces by 35% at 62 vs. 25% for standard benefits (Image Credit: Getty Images) Spousal benefits allow eligible married retirees to receive up to 50% of primary spouse's primary insurance amount (monthly benefit at full retirement age): Three eligibility requirements: primary spouse currently receiving benefits, married at least 1 year, beneficiary age 62+ (or caring for child under 16 or disabled child) — divorced beneficiaries eligible if married 10+ years, not remarried, divorced 2+ years (can claim anytime if meet requirements, ex doesn't need to be claiming yet). Early claiming spousal benefits penalized more heavily than standard benefits — reduces by 35% at age 62 vs. 30% for standard benefits; 25% reduction at 64 vs. 20%: Spousal benefit reduction 25/36 of 1% monthly for first 36 months (~8.33% annually) vs. 5/9 of 1% for standard benefits — unlike standard benefits, spousal benefits receive NO boost if delayed past full retirement age — claiming at FRA (67 for those born 1960+) provides full 50% spouse benefit. Strategy worth considering for married retirees with shorter work histories — but claiming decision requires careful planning: Primary spouse must be receiving benefits for you to qualify for spousal benefit — divorced option provides flexibility for those meeting requirements — spousal benefit strategy can supplement lower-earning spouse's record, but permanent reduction if claimed early must be factored into lifetime benefit calculation. ➜ Read the full article on AOL here. 3: Senator King's Stand Strong for Medicare Act would cover fall-prevention equipment like $11 bath mats, grab bars — could save Medicare millions (Image Credit: Shutterstock) Senator Angus King (I-VT) and Rep. Seth Magaziner (D-RI) pushing Stand Strong for Medicare Act to make fall-prevention equipment reimbursable under Medicare Part B: Proposed legislation would cover bath mats (~$11), grab bars, handrails, shower chairs, other home modifications — King: "Medicare will pay for broken hip, but they won't pay for grab bar in your shower" — commonsense approach shifts from treatment to prevention, aims to ease financial burdens on healthcare systems and taxpayers. 14 million older Americans experience falls annually — average fall costs $62,521 in inpatient settings: January 2026 Fall Prevention Foundation report: bath mats reduce fall risk 50%, durable rubber mats 70% — 2023 JAMA study showed safety programs saved study sites $22M over five years — 2024 Injury Prevention study: healthcare costs for falls $80B in 2020 (majority paid by Medicare), up from $50B in 2015. King estimates $11 investment in prevention equipment could pay for itself in under a year for entire beneficiary population: If Medicare sends bath mats/grab bars to all beneficiaries, $100M+ annual fall costs would "drop significantly" — prevention approach more cost-effective than paying for fracture treatment, hospitalization, rehabilitation after falls — proposed legislation presented as "win-win" for beneficiaries and taxpayers. Don’t want to wait and take the risk? Everyone is urged to make the $11 investment to prevent an extended hospital stay and recovery. You can get your $11 bath mat here. ➜ Read the full article from Newsweek here.   Free Medicare Help with Chapter 90% of American seniors are on the wrong Medicare plan. Thankfully, Chapter is here to help! They can help you switch to the right plan and save $$$. Chapter saves the average senior $1,100 per year! Plus, it is 100% risk-free! Give them a call to find out how much you could save: 539-205-2147. askchapter.org/insider Here’s What You Missed on YouTube: Check out our new YouTube videos for Tuesday, July 14th. Home Repairs, Downsizing & Rent Help: What the New Housing Bill Means for Seniors Visit our YouTube Channel This newsletter is for information only. Always confirm your options directly with Social Security, Medicare, Medicaid, or a qualified advisor before making big decisions about your benefits. *View our Advertising Disclosure   Update your email preferences or unsubscribe here © 2026 Benefits Insider 228 Park Ave S, #29976, New York, New York 10003, United States Terms of Service