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What to Know for Monday, April 6, 2026: |
1: Social Security postpones nationwide appointment and workload systems — employees worry about errors |
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Second delay for major rollout: SSA postponed the April 13th launch of its National Appointment Scheduling Calendar and National Workload Management system "until further notice" (previously delayed from March 7th) — the systems would let the public self-schedule appointments and distribute claims processing nationwide based on employee "skillset, knowledge, and availability." California applicants could speak to Maine reps: The systems are meant to "smooth over" the loss of 7,000 employees last year by distributing work across the country — but employees worry about handling unfamiliar state-specific rules like Alaska's oil revenue payments, varying SSI supplement amounts, and different income limits that could introduce errors. SSA promises later 2026 rollout: The agency says it will still implement the systems later this year and "customers will not notice any changes aside from expanded appointment availability" — Commissioner Bisignano assured employees "we're going to always have field offices" and will serve customers in-person, by phone, or online.
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➜ Read the full article from the Federal News Network here. |
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2: Social Security warns of "significant increase" in impostor scam emails targeting retirees |
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(Image credit: Shutterstock) |
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Scammers impersonating SSA with fake statements: The Office of Inspector General reports a surge in fraudulent emails claiming to provide access to your Social Security statement — scammers are now using actual SSA employee names and attaching real employee photos to make communications appear legitimate. Four warning signs of a scam: Watch for communications that (1) pretend to be from SSA, (2) claim there's a problem or you've won a prize requiring immediate action, (3) pressure you to act quickly before consulting family, and (4) demand payment via gift cards, wire transfers, or cryptocurrency. When in doubt, hang up and call back: If you receive unsolicited communications from "government agencies" using fear tactics to get money or information quickly, end contact immediately — look up the agency's legitimate phone number yourself and call them back to verify if the communication was real.
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➜ Read the full article from AOL here. |
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3: Working while collecting Social Security? New 2026 earnings limits increased but still restrictive |
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(Image Credit: Getty Images) |
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Limits rose but may not be enough: If you haven't reached full retirement age, you can now earn up to $24,480 in 2026 (up from $23,400 in 2025) before benefits are withheld — or $65,160 if you'll reach FRA sometime during the year (up from $62,160), but once you exceed these limits, Social Security withholds $1 for every $2 over the lower limit or $1 for every $3 over the higher limit. No limits at full retirement age: Once you reach your full retirement age (likely 67), there are no earnings limits at all — you can work as much or as little as you'd like and your full Social Security checks keep arriving uninterrupted. You get credited for withheld benefits later: When Social Security withholds entire checks to account for excess earnings, you're not losing that money permanently — at full retirement age, SSA readjusts your benefit to account for the months you missed, so your checks go up slightly for the rest of your life.
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➜ Read the full article from the Motley Fool here. |
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Here’s What You Missed on YouTube: |
Check out our new YouTube videos for Monday, April 6th. |
Your 2027 Social Security Raise: 1.7% or 2.8%? Here’s What’s Changing It |
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Your 2027 Social Security Raise: 1.7% or 2.8%? Here's What's Changing It |
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This Social Security Math Will Surprise You! |
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NEW EPISODE: Retirement Navigator Podcast |
🎙️ Episode #6: Rethinking Retirement — Income, Purpose, and “Unretirement” featuring journalist and podcast host, Richard Eisenberg |
Retirement Isn't What It Used to Be — And That Might Be a Good Thing |
What if retirement didn't mean stopping completely? In this episode of Retirement Navigator, Kwame sits down with Richard Eisenberg — one of the most trusted voices in personal finance — to talk about "unretirement," Social Security timing, Medicare pitfalls, and how to make your money last through a retirement that could span 40 years. |
If you're 55+ and wondering whether your plan is solid, this conversation is exactly what you need to hear. |
👇 Hit play now & be sure to subscribe: https://www.youtube.com/@TheRetirementNavigator |
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Episode 6: Rethinking Retirement: Income, Purpose, and “Unretirement” |
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The Daily 3 Deal List—Week of April 6th |
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This newsletter is for information only. Always confirm your options directly with Social Security, Medicare, Medicaid, or a qualified advisor before making big decisions about your benefits. |
*View our Advertising Disclosure |
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