August 11, 2026 | Read online

Are you getting everything you've earned?

Join the 14-Day Benefits Checkup — free for 7 days

Hi ,

I've been building something quietly for the past few weeks, and it's ready.

The 14-Day Benefits Checkup is live — and you can start today, free for 7 days.

Here's the thinking behind it.

Nobody is auditing your Social Security check. Not the Social Security Administration, not Medicare, not your insurance company. If a year of wages went unrecorded, or you qualify for a program nobody ever mentioned, the same check keeps arriving — year after year — until somebody looks.

The Checkup is that look. One small step a day. About fifteen minutes, then you go live your life.

Inside, we work through three areas:

🏛 Social Security — what you're getting, and what you may be owed
🏛 Medicare and health costs — the leaks that add up quietly
🏛 SNAP, benefits and monthly bills — programs and savings most people never check

What you'll do in your first 7 days:

✅ Check your Social Security situation for money you may be owed
✅ Look for benefits you never applied for
✅ Find the Medicare costs quietly leaking out of your budget
✅ Pick three bills you can lower
✅ Add it all up on your Money Map — a tool I built that tracks every dollar you find

By Day 7 you'll have a number. Not a guess — your number.

And if this is where you stop, that's genuinely fine. You'll have found more than most people ever do.

But if you stay past Day 7, Week 2 is where you go get it:

⭐ My full Benefit Audit Kit — 7 audits and 8 ready-to-send letters. Fill in your name, mail them, and Social Security recalculates.
⭐ Walkthroughs for actually applying — SNAP, Extra Help, Medicare Savings Programs
⭐ The scripts for the phone calls that lower your bills
⭐ Ask me your questions directly, plus the weekly live Q&A

Why me:

✔ Adjunct Professor of Finance at Johns Hopkins Carey Business School
✔ Author of The Social Security Playbook
✔ Fifteen years helping people claim benefits they'd already earned
✔ 330,000+ people follow this work across YouTube and TikTok

83% of members who complete the Checkup find money they were owed. One woman found a survivor benefit on her late husband's record that nobody had ever mentioned to her. She'd been retired nine years.

START YOUR FREE 7-DAYS HERE

One note so there are no surprises: starting the trial takes a card, and you can cancel any time in the first 7 days without paying anything. After that it's $10 a month, or $95 for the year.

No panic. No politics. Just clarity.

— Kwame

P.S. If you've been retired for years and figure you've already sorted all this out — that's exactly who this catches. Nine years, in her case.

_{This newsletter is for information only. Always confirm your options directly with Social Security, Medicare, Medicaid, or a qualified advisor before making big decisions about your benefits.}

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