September 29, 2026 | Read online

Ran the Numbers on This — They Surprised Me

It's not the number you'd expect.

Hi—Kwame here

I teach finance, so when something gets pitched to me as "worth it," I don't take that on faith. I run the math. That's exactly what I did before I agreed to partner with MobileHelp — and the math is the reason I'm sharing this with you today.

Here’s the Comparison Nobody Puts in Front of You

A single fall requiring a hospital visit costs an average of several thousand dollars out of pocket even with Medicare — and that's before you count rehab, home health aides, or the fact that many older adults never fully return to independent living after a serious fall. The CDC tracks this closely: falls are the leading cause of injury and injury-related death for adults 65+, and the numbers have only gotten worse — the fall death rate is up 21% since 2018.

Now put that next to this: a MobileHelp in-home system starts at $25.95 a month — that's about $1 a day. No landline needed. No long-term contract.

That's not a close call. That's the kind of asymmetric bet I'd tell any of my finance students to take — small, known, recurring cost vs. a rare but catastrophic one.

What You’re Actually Paying For

A button you wear — necklace, wristband, or clip
A trained, U.S.-based operator who answers in as little as 10 seconds and already knows your name, address, and who to call
If you can't speak when you press it, they send help anyway — no exceptions
An on-the-go version with GPS for when you're out running errands, not just sitting at home

Here's the full picture, because I'd want to know this before spending anything: it's a subscription, automatic fall detection is a paid add-on, and none of this works unless you actually wear the device. The math only holds if you use the product.

The Offer That Makes the Math Even Better

Right now, Benefits Insider readers get:

✅ A free month of service
✅ A free lock box so responders can get in fast
✅ Free ground shipping
✅ Protection for as low as $1/day

Getting a quote is free and takes about two minutes — no commitment required just to see the numbers for your situation.

Get Your FREE Quote →

or Call 800-806-2035 — mention Benefits Insider for the current offer

I don't put my name behind partnerships lightly. This one passed the math test — I think it'll pass yours too.

—Kwame

^{Benefits Insider has partnered with MobileHelp because we believe in the product — this is a sponsored partnership. Offer valid with annual plan purchase; new customers only. Automatic fall detection is a paid add-on and does not detect 100% of falls.}

_{*View our Advertising Disclosure}